Grow your money, then draw an income.
Free calculators that show what steady investing really builds — and what you actually keep after United States's taxes, not a number that pretends they don't exist.
Worked example — 🇺🇸 United States, editable
Invest $500/month for 20 years at 10% and it grows to about $382,848. Then draw about $2,953/month — after United States tax — for the next 30 years, and still finish with money to spare.
Grow · 20y
Draw · 30y
- ✓ Real 2026 tax rules, sourced & dated
- ✓ After-tax take-home, not just growth
- ✓ Free, no signup, nothing stored
Global retirement tool
Find your Coast FIRE number
See when your invested assets could grow to your retirement target without further contributions. Includes inflation, fees, optional tax drag, pension income and a conservative stress check.
Choose your country
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🇲🇾 MalaysiaMYR · Salary, PCB, EPF, SOCSO
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KiwiSaver calculator🇳🇿 New ZealandNZD · KiwiSaver
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🇬🇧 United KingdomGBP
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🇦🇺 AustraliaAUD
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🇨🇦 CanadaCAD
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🇸🇬 SingaporeSGD
Guides
All guides →How to calculate your Coast FIRE number — without fooling yourself
Build a Coast FIRE estimate from spending, other retirement income, inflation, investment costs and a withdrawal rate, then stress-test it.
PCB calculator Malaysia 2026: how Monthly Tax Deduction really works
Follow the HASiL computerized method from year-to-date remuneration to current-month PCB, including bonus, EPF relief, TP1 claims and zakat.
Malaysia SOCSO and EIS contribution table: 2026 wage bands explained
Use PERKESO's exact statutory amounts, eligibility rules and RM6,000 wage ceiling instead of relying on a percentage-only estimate.